Fixed Indexed Annuity




FIAs are unique risk management vehicles that combine the growth potential of index-linked interest, the protection from market downturns and the guarantees of lifetime income. These valuable benefits help protect people from the key retirement risks of inflation, longevity and market volatility.

What is Fixed Indexed Annuity?

An annuity is a type of investment product that can provide you with a stream of income in retirement. Essentially, you make a lump sum payment to an insurance company, and in return, they promise to pay you a set amount of money each month, quarter, or year for a specified period of time, or for the rest of your life.

There are several different types of annuities available, each with its own unique features and benefits. The FIA is as follows.

A fixed indexed annuity (FIA) is a type of annuity that offers both guaranteed principal protection and the potential for higher returns based on the performance of an underlying stock market index, such as the AI powered, S&P 500, NASDAQ . With a fixed indexed annuity, your principal is protected from market risk, but you have the opportunity to earn interest based on the performance of the index.

Here's how a fixed indexed annuity works:

If you're considering a fixed indexed annuity as part of your retirement planning, it's important to consult with a financial professional who can help you understand the pros and cons of different annuity options and determine whether a fixed indexed annuity is the right choice for you.

Why choose Nirvana Financial Group?

We care our client's so we work towards goal of protecting client's hard earned money from down market and always cash on the gains. 

Email us to book a free consultation at info@nirvanafinancialgroup.com